Martin Lewis is urging individuals to get journey insurance coverage from the second they ebook vacation – and never later.

The Cash Saving Knowledgeable founder says it’s because the insurance coverage is not simply to cowl your time away, it is to cowl something that occurs beforehand which may cease you going.

In his newest e-newsletter, he talked about how he has already been advised that somebody was recognized with most cancers and deliberate therapies meant they have been unable to go on their already-booked vacation.

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For many who have already booked a vacation and never taken out journey insurance coverage, he’s advising them to rectify this sooner relatively than later.

The e-newsletter says: “Journey insurance coverage is not simply to cowl you for issues that occur whereas on vacation. It is also for issues that occur beforehand that cease you going. Already this yr, as sadly occurs yearly, somebody’s advised me they have most cancers and deliberate therapies imply they can not go on their booked summer time vacation.

“With out journey insurance coverage, barring hoping for goodwill, choices are scarce. Airways and inns do not have to provide refunds in case you are ailing (similar to you breaking your arm does not imply you’ve got a proper to a refund on a tennis racket), that is what the insurance coverage is for.”

Those that journey twice a yr, or extra, are suggested to search for an annual coverage that covers all journeys from the identical suppliers.

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